Daniel: We really need to revisit the legalese, We already got rid of a couple minor clauses in there. But, it's just that lawyers are very conservative naturally, and development effort foreshadowed going over the terms very carefully. We will take care of that by the end of the day.
In terms of alternatives, Amazon is the alternative to Paypal. We hope though that our app will be an important use-case for driving the payments functionality, especially for the younger crowd.